Question: I accept a apocryphal business name registered in San Diego Canton and now appetite to do business in added counties. Do I charge to annals the DBA in anniversary canton area I do business?
–Diana Cavagnaro, San Diego
Answer: You don’t necessarily charge to book in anniversary canton area your aggregation will do business. A apocryphal name filing (also accepted as a “DBA” for “doing business as”) is not a claim for accomplishing business, like a business allotment is. Businesses about book a DBA because best banks ask for a company’s DBA afore they will accessible a new annual in a business name.
Instead, a DBA acts added as a aegis for the business, because it registers the absolute use of your aggregation name in the canton area filed. If you accept a name registered in one county, addition abroad can activate accomplishing business appliance the aforementioned name (unless your DBA is your own abounding acknowledged name) in an adjoining canton area you accept not filed for protection. The analytic for availability for use, the appliance for allotment and the acknowledged publishing of a name is handled alone by anniversary canton recorder.
If you appetite to accompany fictitious-name filings in added counties, some acquiesce name analytic and appliance for allotment to be done online. You can acquisition the addresses and blast numbers for anniversary canton recorder in the accompaniment through our Web site: https://www.calgold.ca.gov.
Broader-range name aegis (for example, by the enactment of a academic affiliation or association or by the allotment of a brand or account mark) is handled by the California secretary of state, https://www.ss.ca.gov/business/business.htm; or on a civic akin by the U.S. Department of Commerce, https://www.doc.gov; or U.S. Patent and Brand Office, https://www.uspto.gov.
–Don Johnson, Permit
Assistance Center, Sherman Oaks
Q: I own a carpeting and upholstery charwoman business area we go to our customers’ homes to cede service. Do you apperceive if there are adaptable terminals we can use to do alien acclaim agenda transactions?
–Rick Reiss, Culver City
A: Actually, for merchants who accommodate an on-site service, such as carpeting and upholstery cleaning, I acclaim that in best cases they not use a wireless acclaim agenda terminal. Wireless systems amount added and the accessible technology does not consistently ensure a bright arresting in all locations.
Instead, I would advance that you accept your technicians backpack a chiral acclaim agenda imprinter, access an banner of the agenda on a acclaim agenda sales abstract anatomy at the client’s home, and alarm the toll-free allotment cardinal provided by the client’s acclaim agenda processor to verify the acclaim card.
Upon abiding to the office, you can accept your abutment cadre key the acclaim agenda admonition and allotment cipher into your agenda processing terminal or software to drop the funds.
Because wireless terminal systems crave a decidedly college advance for the equipment, additional the cellular or radio arrangement account accuse that are required, this “voice authorization/manual entry” adjustment makes added business faculty for abounding adaptable businesses. For assertive businesses, however, such as flea bazaar merchants who accept a college aggregate of sales and a charge to bound complete anniversary transaction, adaptable acclaim agenda terminals do accomplish added sense.
There are several accessories choices available. Lipman USA (https://www.lipmanusa.com) articles an all-in-one, battery-powered terminal (model 2090), which is accessible in either a CDPD cellular adaptation or a Mobitex radio version, both of which crave set up of wireless admonition account with a bounded or bounded provider. A additional advantage is a battery-powered terminal (model Tranz 420) from Verifone (https://www.verifone.com) that connects via a appropriate adapter to a Motorola flip-phone or a activating “bag phone.” In areas area the cellular arresting may be anemic or limited, I acclaim the bag buzz solution.
More admonition on this accessories can be acquired at our Web site, https://www.ecx.com.
executive carnality president,
E-Commerce Exchange, Irvine
Q: I accept endemic a retail business for bristles years. I am now planning to aggrandize through either a merger, affiliation or IPO. Would you accept some suggestions on the action and on award a acclaimed abettor to admonition me?
–Leslie Gainer, Cambria
A: I don’t appetite to abash you unduly, but unless it has an actually absurd artefact or service, the affairs of a baby business award a alliance accomplice are rather remote, in my opinion. Likewise, the abstraction of an IPO is exciting, but unless you accept a “dot-com” business, or a acceptable business that is angrily attractive, you are acceptable to be disappointed.
That said, the aboriginal footfall in breeding any absorption at all from a alliance accomplice or advance broker is to accept a absolutely complete business plan. After a well-laid-out plan you won’t attract anyone to alike anticipate about acceptable you.
Your plan charge accommodate a short, alive mission statement. Don’t accomplish it so alien that no one can accept it. You charge chase the mission analogue with a area alleged the “executive summary” that–in a folio or two–highlights the plan. Potential ally or investors should be able to bound apprehend your arbitrary and butt what your business abstraction is all about after accepting to apprehend the absolute document.
Your plan should accommodate a area on the administration of the company. A few paragraphs on anniversary key administrator are all that is needed, but it is awfully important that the administration aggregation comes beyond as accomplished and able of demography the aggregation to the abutting level, provided that basic can be raised.
You charge additionally detail what your proposed alliance will do for a new alliance partner. Or, if an antecedent accessible alms of banal is suggested, what you will do with the arrival of basic you’ll receive. How new funds will be allocated charge be approved and accurate to the best of your ability.
The best important allotment of the plan is the banking information. Your accepted banking bearings charge be included, and summaries of the aftermost three years will additionally be helpful. Accommodate accumulation and accident statements, antithesis sheets, banknote breeze archive and a accepted crumbling report, assuming accounts receivable and accounts payable. Accommodate pro formas for the abutting three years that accommodate projected sales, expenses, profit, banknote breeze advance bedding and affluence of allegorical footnotes.
You should not acquaintance an advocate or advance broker until your plan is as absolute as possible.
Finding the affectionate of agent you charge to admonition you will booty some digging. The larger, added arresting firms will about not be absorbed in a abate situation.
I advance that you alpha by analytic two Los Angeles-area arrangement groups: All Cities Resource Group, (310) 577-2142 (https://www.allcities.org) and the Professionals Arrangement Group Inc., (818) 382-6496 (https://www.png.org).
–Gene Pepper, president,
Alliance Business Consultants,
If you accept a catechism about how to alpha or accomplish a baby business, mail it to Karen E. Klein, Los Angeles Times, 1333 S. Mayflower Ave., Suite 100, Monrovia, CA 91016, or e-mail it to [email protected] Accommodate your name, abode and blast number. This cavalcade is advised to acknowledgment questions of accepted interest. It should not be construed as acknowledged advice.
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